Category Archives: Encourage Me Girl

5 Money Mindset Shifts to Open Cash Flow

Every headline, news report, and magazine cover seems to scream the same thing at us day after day: “The Economy Is Doomed!” So it’s an especially important time to watch your own beliefs, and make sure you don’t fall into a “scarcity” mentality. Believe it or not, there are many people out there making good money, and in fact, making more money in the last four years than they had ever previously!

Why shouldn’t this include you? What are the “messages” you’re telling yourself? Are your thoughts consistently filled with abundance, creativity, and possibility? Or are they more often “running a number” on you about lack, failure, and pessimism – even unconsciously? Your mind is a very powerful tool of creation.

Your thought patterns really do create the way that you experience the world around you and the things that you focus your attention on will be attracted to you. So, you must become aware of what your money mindset beliefs are  (or your money B.S. as I like to call them) and whether they are helping or hindering your success.

Here are 5 money mindset shifts that will support you and your business:

Money Is Really Simply an “Exchange of Energy”:

With everything that you do, and everything you receive, there is an exchange of energy. This is true also in your business; with every client communication, every consultation, every tele-class, and every written article, you are giving out energy, and it is being received by the other person. Money can be looked at as a representation of this energy. People pay you in the form of money (energy), so that they can receive your gifts. And then you pay others with money (energy) for their products or services. It’s really just one big exchange of energy – the money “itself” is just rectangular, green paper (at least in the US). The Shift: It’s really about what it represents, right?

Money Is a Sign That You Are Impacting The World:

Too often, coaches, consultants, and others in “helping” professions have negative associations with making a lot of money. Oh, they want a reasonable amount – but when asked to dream big, many say that wanting an excess of money feels greedy and uncouth. But think about this – you’re paid for your gifts and talents, and the impact that those have on your clients. So this money represents the tremendous effect you are having on the world. The Shift: More money is a sign of your greater impact, plain and simple.

You Must Actively Pay Attention To Your Money:

Respect and gratitude for money is extremely important. It’s like a relationship: Would you stick around for someone who didn’t pay any attention to you. It’s mandatory that you know exactly what you have, and that you’re making mindful decisions about what to use it for (remember the “exchange of energy” concept). It’s also helpful to get honest about your money situation with a small group of trusted friends or mastermind members who can “hold you as powerful” and support your intentions to bring in more income. This level of intimacy actually banishes any shame you may have about your money situation. And lastly, take a moment for gratitude with every check you write to pay bills or purchase you make – that you have the money to do so! The Shift: You get what you focus on and what you focus and pay attention to grows and becomes a bigger part of your life.

Stop Trying to Control the “How” of Money:

When you feel in your “gut” that you’re on the right track – when you’re coming from a place of inspiration – always take the next indicated action. Don’t talk yourself out of it with limiting beliefs such as “I don’t know how” or “what if it doesn’t work?” The moment you say YES and commit, trust me, the means will show up. The “how” of it all will present itself, one action at a time. You don’t have to know it all before you start moving forward. Money may flow in beyond your wildest expectations, and from a variety of sources you never could have predicted. Better to let go of controlling how it’s all going to work – God usually has something greater in mind than we can even imagine.

Money Needs To Flow:

“Money is like water, it needs to flow. When it doesn’t, it damns up, stagnates and goes septic. Fear, doubt and anxiety will stagnate the flow of money.” ~ Kendall Summerhawk, Million Dollar Marketing Coach

If you want your clients to spend their money with you, YOU need to be a model for spending your money with others. Period. Now, I’m not suggesting going into debt. But what I AM recommending is you continue to invest wisely in your business. On an energetic level there is no way you’ll get prospective clients to invest with you if you’re not walking your talk. The trick is to invest in products and services that add VALUE to your life or business. Once you practice this for yourself, you’ll understand first hand what it feels like so you can authentically guide your prospective clients to do the same. The Shift: Holding on to money will not keep you from losing it but it will keep you broke!  Keep money circulating, spend and receive, spend and receive!

Want to use this article on your website or your own ezine?

No problem! But here’s what you MUST include:

Shameca Tankerson, is a Speaker, Trainer, Author, and Cash Flow Success Mentor to entrepreneurs and service professionals. Using a proven system, she opens a candid dialogue about money that teaches her clients how to breakthrough to their next income level and expand into a cash flowing business with a new collaborative business model that is liberating, Inspiring and Powerful.  To Get your F.R.E.E. “Spark Your Cash Flow Financial Success Kit”  – Making Room For Money: 5 Financial Mistakes Entrepreneurs Make That Sabotage Their Cash Flow (And How To Avoid Them). Visit: http://www.MakingRoomForMoney.com

3 Sure Fire Ways To Know Your Worth

I’ve had my battles with self worth issues.  Even as confident as I am.

I used to believe that an increase in income or a windfall will make everything better and loved the status that came from the things that money helped me buy. I used whatever credit and money I had to buy things that would impress others.

I believed money would solve all of my problems.

And with that belief came the presence of ongoing anxiety about my money status that occurred because my self-worth was linked to my net worth. I took crazy financial risks because I wanted to have the stories of big gains to impress people.

Little by little I had to make changes internally on both my conscious and subconscious mind around money and externally in the terms of shifting my business model as well as shifting the way I treat and pay attention to money.

One of the results is that I’ve become truly comfortable setting prices, and talking about money with clients and my family. As a result, I am much more successful as a business owner.

The truth is HOW you feel about money can have a significant impact on your overall mental and emotional well-being as well as your ability to generate consistent income.

So Here are my 3 tips:

  • Get clear about your worth. State it, repeat it, own it. “Don’t mess around,” and be confident of the value that you provide. Build your self worth bank.
  • Accept discomfort. Building a sense of self-worth can be challenging—even painful. Remember this…Everything you truly want is right outside of your comfort zone.
  • Earn more now. Women earn 20% less than men.  The fastest way to change your net worth now by earning more. Set lofty goals.  Raise your fees. Ask for a raise.
  • Never believe your “limitations.  Stick with your vision, hire people to help and support you — You’re a wealthy entrepreneur.  Wealthy Entrepreneurs Don’t Do It Alone!

I’d love to here from you…

How’s your inner sense of self-worth?

Want to use this article on your website or your own ezine?

No problem! But here’s what you MUST include:

Shameca Tankerson, is a Speaker, Trainer, Author, and Cash Flow Success Mentor to entrepreneurs and service professionals. Using a proven system, she opens a candid dialogue about money that teaches her clients how to breakthrough to their next income level and expand into a cash flowing business with a new collaborative business model that is liberating, Inspiring and Powerful.  To Get your F.R.E.E. “Spark Your Cash Flow Financial Success Kit”  – Making Room For Money: 5 Financial Mistakes Entrepreneurs Make That Sabotage Their Cash Flow (And How To Avoid Them). Visit: http://www.MakingRoomForMoney.com

3 Hints, Clues, & Tell Tale Signs It’s Time To Raise Your Fees

When it comes to fees and charging, most women feel a lot of conflict. We care.  we’re women… it’s a double-whammy of cultural conditioning that says “give it all away.”

The thing is, this leads to women chronically undercharging and waiting far too long to charge what their work is really worth. It may feel giving and generous, but as the saying goes, you can’t give from an empty cup. Ultimately, undercharging leaves you depleted and defeats your purpose of making a big impact in the world.

Here are 3 “dead giveaways” (and one bonus!) that both you and your clients will be better served by giving yourself a raise:

Hint #1: You’re exhausted instead of exhilarated.

In the beginning of my journey, I would spend hours and hours and hours and hours (did I mention hours?) on projects that paid very little. I’d package together credit repair, debt repayment plans, building business credit and helping my clients fund their business all in a done for you package.Sure, the money was nice when it was coming in, but 40+ hours on the project later or 9 months later … let’s just say it was hard to stay motivated. And I love helping people get to the next level in their businesses.

Doing what you love should inspire, well, love. And gratitude. If you’re not feeling the love, that’s a big clue that you’re falling far short of receiving money in alignment with the energy you’re giving – and you simply can’t sustain that for the long haul.

Clue #2: You feel resentful towards your clients.

Ironically, women who undercharge often find themselves attracting needy and demanding clients. But even the best of clients can become a drain when you’re not charging enough. (Or not charging enough and over delivering!) If you’re feeling resentful and feeling guilty… it’s time for a shift.

Tell-Tale Sign #3: You’re working constantly and still just getting by.

You can always create more money, but you can never create more time. So when you’re signing on clients and charging too little, what happens? You get burned out… quickly.

One of my past Diamond clients was in a situation where she had two choices: continue to serve the last few clients in the “old way” of working (dollars for hours), or release them with love if they weren’t ready to step into her new high-end packages. The decision was really weighing on her because they were awesome clients who she deeply cared about. (There was a lot of history there, too – all of them had been with her for years.)

With a little coaching, she had a huge breakthrough: saying yes to those old clients would have meant saying no to herself – her own needs, self-care, time with her family, and her dreams of a much bigger business. (And the opportunity to give those clients something bigger to step into, as well.)

And here’s one more hint, clue, & tell-tale sign you’re charging too little…

When clients consistently buck and complain about your already-low fees, chances are it’s time to raise them. Counter-intuitive, I know, but experience has shown this again and again. (Definitely in the early part of my journey, increasing the price of a struggling offer would often increase conversion.)

“But Shameca,” you may be saying, “My fees are already way too low and people are complaining. How can I raise them when I can’t even get them to say yes now?” (I hear this all the time!)

The way to authentically increasing your fees is this…

To increase your fees and feel great about it, you must stay connected to the value of the transformation your clients get. What really gets to happen for them as a result of your work? How can their lives change when they step up and you step up… together?

Often this means letting go of the clients who aren’t a fit for the value you provide, and turning your attention to those who are. Remember, Like attracts Like. When you own your value first, you’ll naturally attract clients who value you… and themselves as well.

Want to use this article on your website or your own ezine?

No problem! But here’s what you MUST include:

Shameca Tankerson, is a Speaker, Trainer, Author, and Cash Flow Success Mentor to entrepreneurs and service professionals. Using a proven system, she opens a candid dialogue about money that teaches her clients how to breakthrough to their next income level and expand into a cash flowing business with a new collaborative business model that is liberating, Inspiring and Powerful.  To Get your F.R.E.E. “Spark Your Cash Flow Financial Success Kit”  – Making Room For Money: 5 Financial Mistakes Entrepreneurs Make That Sabotage Their Cash Flow (And How To Avoid Them). Visit: http://www.MakingRoomForMoney.com

3 Essential Steps To Creating A Cash Flow Breakthrough

MONEY is probably one of the most emotionally charged words on the planet, yet it is vital to understand and harness in order to live a full and purposeful life.  As women business owners, we need money to invest in the things that will help us grow our lives, ourselves and our businesses to the next level.  But here’s the problem: What do you do when you’re not making enough of it? What do you do when you make a decent income but still feel like there is never enough of it?  What actions do you take to make more of it? How do you create an cash flow breakthrough?

There are 3 things that you must do.  These 3 things are simple, but they aren’t always easy.  Getting into the flow with money and developing a healthy relationship with money is a journey.  What I can promise you is this, The liberated person you will become on the journey to creating your breakthrough will far outweigh any sacrifices or changes you need to make in the process.

Here are the 3 essential steps to create an cash flow breakthrough:

1) Make A Heart-Based Decision: There is a reason why this needs to be a decision that YOU make from a heartfelt place. The reason is this:  If you don’t make your decision from the heart, you won’t be committed enough to following through on making it happen.  For example, if you simply make a decision to “Make $10,000 in the next 30 days”, that may not give you enough juice to do it.  But if you make a decision to “Make $10,000 in the next 30 days” because you want to have enough money to take your kids on vacation next month, that is from the heart. You need to know the heartfelt reason(the why) behind why you want the money.  Doing this will ensure your decision is  in alignment with who you are and what you really want.

2) Shift Your Thoughts: You may have heard it said that you can’t bring more money into your life with an old mindset (and this is so true). Likewise you may have heard that your current thoughts, feelings, attitudes, decisions and actions are what dictates your current results (and this is true too) but I’d like to take this one step further (let’s go deeper).  The real reason why you are where you are and that you’re not making the income and don’t have the cash flow you want is because of how you see yourself.

In order to make more money in your business you have to change your perception of your own identity. You have to LET GO of the attitudes and emotions that have been locking you in to your old identity and you need to create a new identity.  See the treasure that you are.  Unlock the unique priceless God given value and gift that you are to the world.  This is the main thing I’ve done over and over again to create cash flow breakthroughs and it is what you MUST do too. You must see yourself differently. You have to see yourself as the wealthy visionary leader and successful business owner on the inside before you can ever be a successful business owner on the outside.

There is no way you can get around this. And when you change and shift your thoughts in this area your EXPECTATIONS of yourself will change. You will no longer allow yourself to do, say, feel, think and act the way you did before because you won’t see yourself as that person anymore. This must happen for the cash flow breakthrough to occur.

“A mind Expanded can never return to it’s original state” ~Albert Einstein ~

3) Take Strategic, Courageous, Audacious Action: Strategic and courageous are two very important words here.  You can‘t create an cash flow breakthrough if you’re not following the right income-boosting business strategies to create the breakthrough. It also takes a lot of courage to change, commit and take action on making these new cash flow-boosting business strategies a reality. If you combine strategy, courage, and the audacity to boldly step into the incredible gift that you are , you’ll have the winning combination to finally have your cash flow breakthrough.

Your Assignment

My mentor’s request to you is that you take some time this week to really dip into your heart to see if you’ve really made a heart-based decision to get what you really want, if you’ve shifted your thoughts about your identity and how you see yourself, and if you’ve take strategic and courageous action towards your business and income goals. If you haven’t, now is the time to follow these 3 essential steps and make your income breakthrough a reality.  Remember, what I’m asking you to do in these 3 essential steps is simple but it isn’t easy.

It’s time to put on your “Big Girl” shoes and play a bigger game! 

Want to use this article on your website or your own ezine?

No problem! But here’s what you MUST include:

Shameca Tankersonis a Speaker, Trainer, Author, and Cash Flow Success Mentor to entrepreneurs and service professionals. Using a proven system, she opens a candid dialogue about money that teaches her clients how to breakthrough to their next income level and expand into a cash flowing business with a new collaborative business model that is liberating, Inspiring and Powerful.  To Get your F.R.E.E. “Spark Your Cash Flow Financial Success Kit”  – Making Room For Money: 5 Financial Mistakes Entrepreneurs Make That Sabotage Their Cash Flow (And How To Avoid Them). Visit: http://www.MakingRoomForMoney.com

3 Simple Ways To Give Your Business A Financial Fresh Start For This Year!

As a woman entrepreneur, whether your business is robustly moving forward or you’re just getting started, its common to have a bit of “emotional baggage” (or negative money B.S. as I like to call it) you may be carrying around, that is slowing you down.  For example, maybe you have debt or perhaps you’re ready to increase your fees. but you’re feeling a slight twinge of guilt or fear that people won’t pay.  Or maybe you see the perfect mentoring program you want to invest in but your spouse is skeptical that it will be a wise investment.  Once thing is certain, if you carry past baggage with you into the new year, you’ll have a much tougher time creating success.  which is why this is the perfect time of the year to give your finances a fresh start.

The mistake that most women entrepreneurs make is not knowing exactly what type of financial actions they should take.  Let’s be real, it just isn’t a topic that is discussed.  which is why i’m sharing 3 of my BEST tips with you on how to give your finances a fresh start as you head into the new year.  And while you may not be able to wave a magic wand or sprinkle a little pixie dust and magically make your debt dissapear or make your husband change his mind, you can create a plan that addresses the emotional and practical aspects that make of every woman business ownere’s financial future.

Tip #1 – Stop Being A Victim of The Past and Falling Prey to Your Money B.S.
Women hold themselves to a level of perfectionism that leaves no room for mistakes.  Trust me we’ve all lent money to people we shouldn’t have, let worrying about what others think keep us playing small, given away our power with money,  or we’ve made decisions to purchase something that we later regretted.  You can’t change the past but what you can do is stop carrying it around with you!  So instead of feeling guilt or shame or blaming fate or circumstances for what’s happened, learn to forgive yourself.  Forgiveness is an act of the will, extreme compassion and understanding for the tiny part of you  that was doing her best when you made those decisions.

Tip #2 – Don’t Let The Debt Demon Stop You From Growing Your Business
I often this from many women entrepreneurs, ” Shameca, how can I invest in growing my business when I have debt?”  Or they’ll say, ” I don’t want to pile on more debt”.  First realize the best way (or chance) to pay off your debt (most likely) will be by growing your business, because you’ll have the increased cash you need to make more than your minimum monthly payments.   Next, understand that investing in growing your business while you may still have debt makes perfect sense if you are committed to taking action and implementing.  I’ve metored hundreds of women entrepreneurs on my simple cash flow debt pay-off strategy and i’ve discovered that those who take massive decisive action in their business are the ones who also pay off their debt faster than others.

Tip #3 – Create Boundries Around Money That Empower You And Others
Women tend to cave in on their boundries because in some way they feel responsible for other people’s feelings.  But giving in means giving up on your self-respect  and losing the respect of others.   And those yucky feelings and negative energy ofter flow through to other areas of your business, impacting your fees, the types of clients you attract, and so much more.  My advice?  Its far better to experience a moment of discomfort while upholding a boundary than it is to untangle a money mess later on.  No I’m not saying you need to be the wicked witch when it comes to maintaining a boundary.  Boundaries are easily upheld from a place of kindness, consideration, and connection, all of which helps you stand in your power with confidence!

Want to use this article on your website or your own ezine?

No problem! But here’s what you MUST include:

Shameca Tankerson, is a Speaker, Trainer, Author, and Cash Flow Success Mentor to entrepreneurs and service professionals. Using a proven system, she opens a candid dialogue about money that teaches her clients how to breakthrough to their next income level and expand into a cash flowing business with a new collaborative business model that is liberating, Inspiring and Powerful.  To get your F.R.E.E. “Spark Your Cash Flow Financial Success Kit”  – Making Room For Money: 5 Financial Mistakes Entrepreneurs Make That Sabotage Their Cash Flow (And How To Avoid Them). Visit: http://www.MakingRoomForMoney.com

2 Simple Truths About Having A Money Why For Your Business

After hanging out with one of my Diamond VIP Clients working on her business yesterday, I was reminded of the importance of connecting your money with your heart.  When my feet hit the ground every morning I know I have the opportunity to change the life of a woman entreprenuer.  I know that the solution I have to present to them will help eliminate their sleepless night of worrying about money, remove the fear they have of  maybe having to get a job and shut down their business because no matter how hard they worked they just couldn’t make enough money, or eleviate the frustration and embarrasment of  feeling that success is going to every one else around them.  It’s because I know what I do is not just about getting loans, eliminating debt, credit repair, creating consistant cash flow, and busines credit. 

Truthfully:  I know the pain of thinking If I am meant to change the world, knowing that you have a powerful life changing message and solution, and still having the looming question: WHY AM I STILL STRUGGLING?

Truth 1: You Sell- Being you raises the bar so high that you have no competition. Believe this: You Will Go Broke Copying Othe People.  Your sucesses, failures, ad messes ARE YOUR MESSAGE.  They are the biggest part of your money why?

Truth 2: When you align your heart with your fees for services it makes your sales conversations easier.  Really. You no longer look at them as sales conversations because you know that what you are offering causes deep transformation for the person you are connecting with.

I always tell my clients….There are people who are laying awake at night with their problem…waiting for you to get your act together and play in a much bigger way!  They are your client….They will not here the solution from your competition because they are meant to hear it from you.

So ask youself these three questions:

First: Who do I serve and what is the deep transformation that come as a result of working with me.  Go deeper than the superficial.

Second:  If I am not able to serve them and share my gifts, talents, skills, and knowledge how would that negatively affect their life or business. 

Third:  By helping others transform their life or business and being richly compensated for the work that I do, how can I give back to my community or society as whole?

When you look at these statements and have a compelling desire to begin take every opportunity to reach your target audience and relentlessly have conversations to share your offering because you trully understand what not working with you really means….You Have Found Your Money Why!

Shameca Tankerson,is a Speaker, Trainer, Author, and Business Success Mentor to entrepreneurs and service professionals. Using a proven system, she opens a candid dialogue about money that teaches her clients how to breakthrough to their income and earning barriers, remove unintentional “money masks” and free themselves from what she calls “The Cash-Flow Roller Coaster”, debt, under-earning , credit issues, and other forms financial chaos. She offers private consulting, group coaching, and workshops. If you are ready for a financial brakthrough in your business, TalkWithShameca.com

What Are You Free To Do?

Money Won’t Create Success, the freedom to make it will. ~Nelson Mandela~

Pursuing Your Passion is Fulfilling and Leads to Financial Freedom.  ~Robert G. Allen~

The Best Thing About Starting A Business is It Gives You The Freedom To Do Your Own Thing. ~Paul Clitheroe~

In honor of independence day, I’ve decided to blog about financial freedom.   As an entreprenuer, my business gives me the freedom to do so many things. 

  • Instantly Create Money Making Opportunities
  • Spend More Time with My Family
  • Use my gifts, talents, and knowledge to impact and empower the lives of others

As I work with coaches, consultants, and service based business owners on a daily bases, the common thread of desire is financial freedom. In order to achieve financial freedom you need to establish a roadmap for financial success and have the right mindset.

How often do you dream about financial independence, but struggle to believe that it’s actually possible for you? Are the business expenses piling up? Do you fear the financial obligations that come with the next step of growth?

 I have a message of hope. 

You can achieve the financial independence you deserve if you know the right choices to make and you’re willing to believe that you can do it!

When you get your financial situation under control, the benefits you experience will touch every area of your life. Many of the daily stresses you face that seem totally unrelated to money will disappear. Your physical health will improve quickly as you regain control of your stress levels. Plus, you’ll be able to think more clearly about your goals and dreams.

 Less stress means the more time to enjoy your family and nurture the relationships that are most important to you. Small steps in the right financial direction can give you the freedom to enjoy your life!

Encourage Me Girl!

Author, inspirational Speaker Songbird, & Consultant

I am so excited to lauch this new category in my blog!  Being in business isn’t easy and being a woman in business…well, nuff said!  As we jump into the hustle  and grind of running our businesses we need and deserve daily encouragement.  On Days were your marketing rate of return didn’t turn out like you thought it would, You received a denial letter from the bank,  or you just can’t get with it.

So…Can we work together?

Are you looking for a place to be encouraged by other women? Are you willing to share your story and encourage others?  If we work together we can add a little sparkle to each others day and be empowered to help others. 

I will be video blogging a song  or words of encouragement everyday for 30 days Starting Feb 1st.  I hope you will also commit to sharing your stories of hope, triumph, and victory.  Just post in comments, insert #encouragemegirl into your tweets or if you’d like to be interviewed on my radio show send a request to Ask Shameca Tankerson.

Be Encouraged!

Welcome to Credit Savvy CEO

As entrepreneurs, we each have a  big vision for the kind of lifestyle, the independence and the happiness we intend to create with our own small business.  I speak from personal experience when I say that it’s necessary to build consistent financial “systems” if we truly want to achieve all of our goals and dreams.  We help you develop  the financial clarity and business image you need to grow a successful and prosperous business.

I hope the information you find here will make you a Credit Savvy CEO.

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